This time of year most blogs are reviewing how they did the previous year and where they want to steer this year’s progress. I however, am not…
…cause my spreadsheet is incomplete for pretty much half of last year! I hang my head in shame!
See, my spreadsheets go back to 2010. I can tell you how much we spent on food, utilities, presents, holidays, you name it, in pretty much any month going back ten years. I’ve always been proud of that fact and normally I’d sit down with all the account records and update my finances for last year.
This year I find that I simply don’t have the inclination to be arsed, I’m shattered and part of me wonders – why should I?
- In general our money habits are better than the majority.
- We have a three month emergency fund set up.
- Standing orders drip feed different accounts.
- We have no debt apart from the mortgage.
Yet I can’t sleep. How can I possibly budget for the year ahead without knowing the averages for last year?!? How can we increase our savings/investments? How can I figure out where we are overspending on pointless, unworthy things? How much can we afford to redecorate the stairway? How, HOW, How?
Simply put – it would be bloody difficult.
So this weekend I’m going to put aside half an hour and get an account set up with Money Dashboard. The reviews looks decent and it’s time to jump in.